Borrower Blog

I'm just a Little Guy, sharing what I've learned lending to real estate investors.

Underwriting notes, market updates, and lending guidance from Neil Timmins — straight from the desk that funds your deal.

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ARV Calculation Iowa: How to Get It Right the First Time

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Avoiding Contractor Cost Overruns on Your Next Iowa Flip

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The 70% Rule Explained: Setting Your Max Offer on an Iowa Flip

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Hard Money Loan-to-Cost Explained: What Iowa Lenders Fund

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GC Your Own Flip or Hire a GC? The Real Cost-Benefit for Iowa

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Light Rehab vs. Full Rehab: How to Scope Your Next Iowa Flip

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