Borrower Blog

I'm just a Little Guy, sharing what I've learned lending to real estate investors.

Underwriting notes, market updates, and lending guidance from Neil Timmins — straight from the desk that funds your deal.

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Learn how Iowa real estate investors use hard money financing to fund fix-and-flip, BRRRR, and other investment projects.

GC Your Own Flip or Hire a GC? The Real Cost-Benefit for Iowa

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Light Rehab vs. Full Rehab: How to Scope Your Next Iowa Flip

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Driving for Dollars in Des Moines: An Off-Market Deal System

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No Money Down Hard Money in Iowa: How the Math Works

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Scope of Work for Fix and Flip: Keep Your Iowa Budget Honest

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Running Comps in Des Moines: How to Price a Flip Before You Buy

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